Client Testimonial: The Panoch Family

From Mike and Kelly Panoch:

When one walks into their 2–story home, the last thing they expect to see is water coming from every light fixture in their kitchen.  When this does happen, the emotions are so overwhelming that one is almost in a state of shock.

After shutting off the water, I made a phone call to my insurance agent, and they suggested calling Reconstruction 380 because they are a preferred company of my insurance. 

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No Insurance Leaves Iowans Adrift After Floods of 2016

Sadly, Iowa’s great floods of 2016 and Hurricane Matthew’s remorselessly 120 mph wind wrath have left too many American families up a creek of financial disaster without a paddle.

Families that chose to battle the United States’ two major natural disasters of fall 2016 without flood insurance are now facing a two-front storm: 1) The immense physical damage inflicted on their home and personal possessions; 2) The full throttle financial migraine of repair and replacement.… Read the rest

Finding Calm After the Storm

Knowing what your insurance covers is critical to recovering from Iowa’s Floods of 2016

When the rivers finally crest and the waters recede from Iowa’s floods of 2016, the last place Iowa homeowners want to find themselves is high and dry without adequate insurance coverage.

Don’t wait to read the fine print of your home’s insurance policy to find out you have no coverage from the damage caused by the second most severe flooding event in the Hawkeye State’s history.… Read the rest

The Most Expensive Home Repair Issues

On any given day, the average American home faces numerous potential damage and potential costly repair threats.

That means on any given day, the Average American homeowner faces numerous potential damage or costly repair headaches that can’t be fixed by a 1000 milligrams of Excedrin.

Keeping your home defended from the many threats it faces on a daily basis is an impossible task, but being aware and alert to the most common and likely threats your home faces can give you some peace of mind, and a ready response plan for when disaster strikes.… Read the rest

How to Survive Black Water Nightmares

It’s called black water for good but dirty reasons.

Sewage is a smelly, ugly toxic nightmare that comes to ugly life for thousands of American homeowners each year. You haven’t known pure plumbing terror until you’ve walked down to check on your basement after a storm and discovered a terrifying black mass of raw sewage invading from the drainage pipe.… Read the rest

Warning Signs of Home Foundation Problems

Houses settle overtime, and a little foundation unevenness isn’t cause for panic. But when cracks appear in walls, especially over doorways, floors begin to slope, and windows that used to open and close easily begin to stick or not close, there are growing foundation issues at play.

The Top 10 signs your home is resting on shaky ground are:

  • Uneven or sloping floors
  • Cracks in exterior or interior brick
  • Displaced or cracked moldings
  • Wall rotation
  • Cracks in walls or bowing of walls
  • Cracks in floor, floor tiles or foundation
  • Doors and windows not closing properly
  • Space between walls and ceilings and floors
  • Walls separating from the house

The longer a homeowner sits on a foundation problem, the greater the cracks in their home’s structural integrity become.… Read the rest