Stack the Deck in Your Favor When Adding a Pro Deck to Your Home

Nothing says summertime than grilling out or relaxing on an outdoor deck. Fewer home improvements add better aesthetic or financial value to your home than a stylish, stunning new deck.

Alas, like Rome, no smart, good home deck is planned and built in a day. And with Improvenet.com reporting the average cost of adding a new deck to the average American home ranging between $9,000 and $20,000, swinging and missing a home deck addition is a strikeout most families can’t afford.… Read the rest

Does Your Home Have a Sinking Feeling?

Des Moines. Cedar Rapids. Burlington. Dubuque. Interstate 80. Out of nowhere and without warning, sinkholes are appearing all over Iowa and often swallowing everything in their path.  And you thought teenagers had a bottomless appetite.

This is no horror movie plot. This is reality for thousands of unsuspecting Midwest homeowners. As hundreds of evacuated homeowners in Fraser, Mich., discovered in December, sinkholes can strike anywhere.… Read the rest

No Insurance Leaves Iowans Adrift After Floods of 2016

Sadly, Iowa’s great floods of 2016 and Hurricane Matthew’s remorselessly 120 mph wind wrath have left too many American families up a creek of financial disaster without a paddle.

Families that chose to battle the United States’ two major natural disasters of fall 2016 without flood insurance are now facing a two-front storm: 1) The immense physical damage inflicted on their home and personal possessions; 2) The full throttle financial migraine of repair and replacement.… Read the rest

Finding Calm After the Storm

Knowing what your insurance covers is critical to recovering from Iowa’s Floods of 2016

When the rivers finally crest and the waters recede from Iowa’s floods of 2016, the last place Iowa homeowners want to find themselves is high and dry without adequate insurance coverage.

Don’t wait to read the fine print of your home’s insurance policy to find out you have no coverage from the damage caused by the second most severe flooding event in the Hawkeye State’s history.… Read the rest

The Most Expensive Home Repair Issues

On any given day, the average American home faces numerous potential damage and potential costly repair threats.

That means on any given day, the Average American homeowner faces numerous potential damage or costly repair headaches that can’t be fixed by a 1000 milligrams of Excedrin.

Keeping your home defended from the many threats it faces on a daily basis is an impossible task, but being aware and alert to the most common and likely threats your home faces can give you some peace of mind, and a ready response plan for when disaster strikes.… Read the rest

Make Sure You’re Insured Before Winter’s Fury Sets In

“An ounce of prevention is worth a pound of cure.” ~ Benjamin Franklin

If only winter’s wrath stopped at slick sidewalks, frosted windshields and shoveling the driveway.

Last year winter-caused insurance catastrophes put a $2.3 billion hurt on American home, auto and business owners according to the Insurance Information Institute. That migraine-enducing and checkbook-numbing number more than doubled the damage caused by the winter of 2013.… Read the rest